PPI (Payment Protection Insurance) has come under much fire within the last few years, as more and more stories of this product being missold are coming to the fore.  Ever more bank customers have come forward saying that they were sold PPI alongside their loan, mortgage or credit card.  What they found was that the policy that was pushed to them wouldn’t actually cover them in the event that they were unable to make repayments.  Millions of people have stepped forward to claim back ppi and there are now specialist services which were set up exactly for this purpose.

Run by experts, these services can take your case on and take it to court so that you can get your money back.  There are plenty of such services to choose from so it is worth shopping around and comparing what they can offer.  There are a few things to bear in mind: consider how much it will cost you to reclaim your ppi.  Some ppi claims specialists will offer no upfront fee but a large proportion of your compensation may be taken by them as a fee for their services.  Therefore, keep an eye out for this.  After all, they want to make money too.  Usually, their website will have a tool which helps you to find out if you are eligible for claiming back ppi before you apply.  This will be done through a variety of related questions.  Note that some services are more cagey than others about what fees are actually involved.

I often find myself wishing to make an overseas payment from my GBP account to a Euro account. In the past, I found this an extremely tedious process where I went to my back and had to fill out endless forms. Now, I use a currency exchange broker who can carry out the transfer quickly and at no extra fee!

Consider bad credit loans if you really need credit but want more flexibility than a logbook loan.  Bad credit loans are great for variety – there are plenty of options to choose from and you could even improve your credit track record if you pay back in time!